Read more on "Guest Blog: Simplifying the Loan Process" »
Congratulations on your new home search! Whether it’s your first home or your forever home, you need a mortgage team to help make the process as easy as possible.
Here are four main steps involved in obtaining a loan.
DETERMINE HOW MUCH YOU CAN BORROW Before you fall in love with a home, you need to know if you can afford it. What kind of monthly payment are you looking for? Your unique credit and employment history, income and debt, and goals all impact how much a lender will loan you. A short conversation with one of our mortgage lenders is all it takes to provide you with the right loan amount and best program for you.
PRE-QUALIFY FOR YOUR LOAN This is where Primebank really starts to save you money. After providing information on your current job, assets and residence history, we’ll pull your credit score and report. After we review the information, we’ll give you a pre-qualification letter. This letter is extremely useful for buying your new home. Buyers will know you’re serious and it will help your REALTOR® negotiate the best deal for your new home. When you do find “the one,” you won’t have to spend precious time waiting to be pre-qualified; you’ll know exactly what you can afford.
APPLY FOR A LOAN After you’ve made the offer and the sellers accept it, it’s time to apply for the loan. It’s very easy; you can apply right on Primebank’s website, primebankmortgage.com. Your mortgage lender will also order an appraisal of your new home.
YOUR LOAN IS FUNDED Your REALTOR® and the sellers will work together to decide on a title company to take care of the funding of your loan. We’ll coordinate with this company to make sure all the papers your lender needs are in order and you will probably sign everything at their office. We work with the title company to set your closing date. Because you will not have to coordinate this process, you get to think about moving logistics, painting, carpet, and all the details of getting your new home.
You’ve answered a few questions, given us lots of information, applied online, and before you know it, you’re moving! When you work with Primebank, it really can be that simple! To see what Primebank can do for you, contact one of our mortgage lenders in Le Mars, Sioux Center or Sioux City today.
Read more on "#MemberMonday: Jumpy Monkey® Coffee Roasting Co." »
How many years has your business been in Siouxland?We have been in Siouxland for 15 years.
What services do you offer?We offer coffee for your home, office, coffee shop, cafe, restaurant, wholesale and retail. We also offer fundraising opportunities for a variety of organizations.
How many years has your business been a member of the Siouxland Chamber?We have been a member of the Siouxland Chamber for 2 years.
What do you enjoy most about being a Chamber member?We enjoy meeting new individuals and businesses in the Siouxland area and collaborating with other members to develop new ideas / opportunities for small businesses.
What is your favorite Chamber event/memory?We enjoyed being one of the first groups of people to tube down the hill at the Cone Park ribbon cutting!
Each Monday a Siouxland Chamber member is featured on our blog and Facebook page. If you are a member of the Siouxland Chamber and would like to be featured, simply complete this questionnaire and return it to McKenzie Matasovsky, Manager of Member Engagement. Each week we randomly select a business who has turned in their completed form. This is a great way to receive an extra plug for your business and we LOVE to brag about our members!
How many years has your business been in Siouxland?We’ve been in Siouxland for 3 years.
What services do you offer? We offer coffee, smoothies, tea, breakfast sandwiches, burritos and pastries.
What do you enjoy most about being a Chamber member?We enjoy the connections and networking.
What is your favorite Chamber event/memory?Our favorite memory is the celebration of our 20 year anniversary last August. Having everyone come and celebrate with us meant a lot. We were able to announce the winner of the Caramelicious contest. The winner, the Peanut Butter Mocha Caramelicious will be our feature drink beginning July 24th!
Read more on "#MemberMonday: Her Health Women’s Center" »
How many years has your business been in Siouxland?31 years
What services do you offer?Our services are offered by medical personnel at no charge to those facing an unintended (or intended) pregnancy: pregnancy tests, STD tests, limited first-trimester obstetrical ultrasounds. Our trained consultants provide options information and support. An incentive-based parenting curriculum is offered to clients who plan to continue their pregnancies.
How many years has your business been a member of the Siouxland Chamber of Commerce?We’ve been members since May of 2000.
What do you enjoy most about being a Chamber member?We enjoy getting to know other members, attending some of the classes offered to small businesses.
What is your favorite Chamber event/memory? Our favorite event was our ribbon cutting at our new location at 5732 Sunnybrook Drive!
What is a fun or surprising fact about your company/business?We don’t receive any government funding but are totally supported by donors.
How many years has your business been in Siouxland?We’ve been in Siouxland for over 20 years. We were previously Labor Ready.
What services do you offer?We offer staffing services – especially on-demand labor (skilled and unskilled), temp-to-hire, and direct-hire services. We also offer a mobile app that can connect businesses with over 40,000 qualified and motivated workers.
How many years has your business been a member of the Siouxland Chamber of Commerce?We were previously members, but re-joined in July of 2018.
What do you enjoy most about being a Chamber member? We love the opportunity to network and give back to our community.
What is your favorite Chamber event/memory?We are fairly new, but we really enjoyed the Chamber 101 meeting which helped us to know how to get the most out of our membership as well as meet other new members and businesses.
What is a fun or surprising fact about your company/business?When people think of us, they often think of “labor” jobs or “unskilled” associates, but we have a diverse group of associates who are ready to work daily, including skilled laborers, drivers, clerical, and more!
How many years has your business been in Siouxland?Stifel has been in Siouxland for 10 years when it purchased the local UBS office in 2009. Stifel, our parent firm, does business in all 50 states and has been providing investment services since 1890.
What services do you offer?We are a full-service wealth management firm providing a wide variety of investment products, services and advice including financial planning, retirement planning, employer sponsored retirement plans, trustee services, mortgages, and life insurance. We work with individual investors, businesses, governments and non-profit organizations.
How many years has your business been a member of the Siouxland Chamber of Commerce?Proudly a member since 1970!
What do you enjoy most about being a Chamber member?Being a part of the Chamber brings credibility to our business and demonstrates commitment to our community. We feel a sense of duty to work together with other Siouxland businesses and our Chamber to support a vibrant business community which benefits our tri-state area.
What is your favorite Chamber event/memory?We employ 11 people in our local office and collectively, we have had many great experiences at Chamber events over the years! From golf tournaments, Chamber After Hours, networking events, ribbon cuttings, membership drives to the Annual Dinners, there is always a welcoming atmosphere that highlights all the best things of our community!
What is a fun or surprising fat about your company/business? We are one of the oldest firms in the area. Our office origins date back to 1952 when our office was called TC Henderson and was located in the Badgerow Building, across the street from our current location on 4th and Jackson.
Read more on "#MemberMonday: MercyOne Sioux City" »
How many years has your business been in Siouxland?Mercy traces its roots back more than 128 years when the Sisters of Mercy opened St. Joseph Mercy Hospital in Sioux City.
What services do you offer?MercyOne Siouxland is a regional medical center that meets the needs of residents in a 33-county area of western Iowa, eastern Nebraska and southeastern South Dakota. In addition to the main hospital in Sioux City, MercyOne Siouxland owns rural hospitals in Primghar, Iowa, and Oakland, Nebraska, manages hospitals in Pender, Nebraska and Hawarden, Iowa, and operates a primary care clinic network, specialty care clinics and home health services. MeryOne Siouxland is a partner with Dunes Surgical Hospital, a multi-specialty surgical hospital, in Dakota Dunes, South Dakota.
How many years has your business been a member of the Siouxland Chamber of Commerce?We have been members of the Chamber since 1900!
What do you enjoy most about being a Chamber member?Seeing as Mercy is probably one of the older “businesses” in Sioux City, we enjoy being part of the Siouxland business community and meeting other businesses new and old, both to Siouxland and to the Chamber.
What is your favorite Chamber event/memory?We look forward to attending the Annual Chamber Dinner each year with our colleagues and hearing the wonderful speakers!
What is a fun or surprising fact about your company/business?MercyOne Siouxland is also home to the only Level II Trauma Center in western Iowa.